digital dollar

Introduction: The Fork in the Road for Digital Money We have arrived at a defining moment for the future of money. The choice before us is not merely about upgrading our financial infrastructure; it is a profound philosophical decision between two opposing visions for our economic lives. On one...

FedNow vs CBDC: Why the US Chose Instant Payments FedNow vs CBDC: The Short Answer Is FedNow a CBDC? FedNow is not a CBDC. FedNow is a payment system the Federal Reserve operates so banks and credit unions can move money instantly. A CBDC, by contrast, would be a new digital form of central bank...