financial privacy

Introduction: The Fork in the Road for Digital Money We have arrived at a defining moment for the future of money. The choice before us is not merely about upgrading our financial infrastructure; it is a profound philosophical decision between two opposing visions for our economic lives. On one...

The Thesis: CBDCs Are Not Just Digital Cash — They Are Digital Control Let me state the argument plainly: a central bank digital currency is not a modernized banknote. It is not Venmo with a government seal. It is a programmable instrument of state power that, by its very architecture,...