central bank

What is a CBDC Pilot? The Global Shift to Digital Cash A CBDC pilot program is a controlled, real-world experiment conducted by a central bank to test a digital version of its national currency. These limited-scale trials evaluate the technology, security, public adoption, and economic impact of...

Key Thesis: Why the CBDC Negative Interest Rate Debate Matters Now Central bank digital currencies are not simply digital versions of existing money. They are programmable monetary instruments — engineered, by design, to transmit policy decisions directly to every wallet that holds them. That...